Get My Free Quote
Pick your plan. Pick your price.
Prudent Pet Insurance offers Accident & Illness plans or Accident Only plans, with the ability to pick a price that works best for your budget.
Choose Optional Add-Ons
For your pets routine and recurring care, because staying ahead of a problem is half the battle.
Covering Your Pet's needs.
See how Prudent Pet stacks up against our competitors. Our pet insurance plans cover a variety of needs for your cat or dog, with the following customizable options:
  • Base premium
  • Wellness options
  • Annual limits
  • Deductible
  • Reimbursement percentage & more!
We are a Chicago-based pet insurance company created by pet parents for pet parents. Our people believe all pets should enjoy good health while receiving the best veterinary care.
At Prudent Pet, we offer flexible options like preventive care that covers annual exams, dental cleanings, heartworm and flea prevention. Our flat 14-day waiting period, budget-friendly plans and quick claims process were crafted to make life easier. With no in-network requirements, you can even keep your local veterinarian.
Let us concentrate on keeping your pet care costs down, so you can focus on making memories with your pet.
Manage your policy:
Discuss your quote or policy
We're Here to Help
Tell your friends. Earn rewards
Prudent Pet Referral Program
Know a pet parent who would benefit from insurance? Introduce us.
Refer a friend to Prudent Pet and receive a $15 Amazon eGift card. We’ll also donate to our friends at Best Friends Animal Society .
pet image
September 10, 2020 | Jenna Brashear
Kidney disease, also sometimes referred to as renal failure, affects around 20 to 50 percent of cats over the age of 15. Unfortunately, kidney disease is
pet image
August 28, 2020 | Alice
You drive down the gravel path, your dog whimpering with excitement at the idea of what is in store. You pull into an open parking spot
pet image
August 24, 2020 | TC Malik
Our little furballs are important members of the family, and they deserve to be treated as such! Medical care and insurance are must-haves for us humans,