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Pick your plan. Pick your price.
Prudent Pet Insurance offers Accident & Illness plans or Accident Only plans, with the ability to pick a price that works best for your budget.
Choose Optional Add-Ons
For your pets routine and recurring care, because staying ahead of a problem is half the battle.
Covering Your Pet's needs.
See how Prudent Pet stacks up against our competitors. Our pet insurance plans cover a variety of needs for your cat or dog, with the following customizable options:
  • Base premium
  • Wellness options
  • Annual limits
  • Deductible
  • Reimbursement percentage & more!
We are a Chicago-based pet insurance company created by pet parents for pet parents. Our people believe all pets should enjoy good health while receiving the best veterinary care.
At Prudent Pet, we offer flexible options like preventive care that covers annual exams, dental cleanings, heartworm and flea prevention. Our flat 14-day waiting period, budget-friendly plans and quick claims process were crafted to make life easier. With no in-network requirements, you can even keep your local veterinarian.
Let us concentrate on keeping your pet care costs down, so you can focus on making memories with your pet.
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We're Here to Help
Tell your friends. Earn rewards
Prudent Pet Referral Program
Know a pet parent who would benefit from insurance? Introduce us.
Refer a friend to Prudent Pet and receive a $15 Amazon eGift card. We’ll also donate to our friends at Best Friends Animal Society .
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July 2, 2020 | Jenna Brashear
The fresh air, green grass, and warm weather has everyone ready to jump into summer. Being cooped up inside all winter has everyone itching to get
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June 29, 2020 | Jenna Brashear
It happens so fast. In a blink of an eye, everything could change. In my time as a pet owner, I’ve had everything from an energetic
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June 26, 2020 | TC Malik
Puppies love chewing on everything in sight. Just like human babies, they learn by putting different objects in their mouth; understanding what to eat and not