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Pick your plan. Pick your price.
Prudent Pet Insurance offers Accident & Illness plans or Accident Only plans, with the ability to pick a price that works best for your budget.
Choose Optional Add-Ons
For your pets routine and recurring care, because staying ahead of a problem is half the battle.
Covering Your Pet's needs.
See how Prudent Pet stacks up against our competitors. Our pet insurance plans cover a variety of needs for your cat or dog, with the following customizable options:
  • Base premium
  • Wellness options
  • Annual limits
  • Deductible
  • Reimbursement percentage & more!
We are a Chicago-based pet insurance company created by pet parents for pet parents. Our people believe all pets should enjoy good health while receiving the best veterinary care.
At Prudent Pet, we offer flexible options like preventive care that covers annual exams, dental cleanings, heartworm and flea prevention. Our flat 14-day waiting period, budget-friendly plans and quick claims process were crafted to make life easier. With no in-network requirements, you can even keep your local veterinarian.
Let us concentrate on keeping your pet care costs down, so you can focus on making memories with your pet.
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We're Here to Help
Tell your friends. Earn rewards
Prudent Pet Referral Program
Know a pet parent who would benefit from insurance? Introduce us.
Refer a friend to Prudent Pet and receive a $15 Amazon eGift card. We’ll also donate to our friends at Best Friends Animal Society .
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July 24, 2020 | Jenna Brashear
As I was perusing social media, I noticed a growing trend of owners creating colorful raw dog food recipes for their four-legged friends. They would grab
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July 21, 2020 | Jenna Brashear
When you buy a pet online, through a classified ad or from a pet store, you may be unknowingly supporting a puppy mill. These mass breeding
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July 17, 2020 | Jenna Brashear
Before you take your four-legged friend on a walk around the park, you check their temperature and it reads 88 degrees. You lather on the sunscreen,