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Pet Insurance Before…and Pet Insurance After

by | January 7, 2019 | Pet Care

Pet Insurance 101 Guide

Buying and managing pet insurance can be confusing but it doesn’t have to be. You might have specific questions needing specific answers and that’s where Prudent Pet comes in. We’re here to share pet insurance resources that are available to you before and after you purchase a pet insurance policy with Prudent Pet because we want your pets to enjoy good health and receive the best possible care.

Humandog on the phone

What is pet insurance?

Pet insurance is insurance coverage that reimburses you for certain medical and surgical expenses you may encounter when your pet gets into an accident or becomes ill.

Is pet insurance worth it?

Every pet parent should answer this question for themselves, but the fact that you’re reading up on pet health insurance is an indicator you might want to consider insuring your pet. Other common reasons people purchase pet insurance is to be a more responsible pet guardian, provide peace of mind, make a good investment and to help them avoid painful choices they might need to make if they can’t afford care. Most people will have more than one reason in mind when they make the decision to purchase a pet health insurance policy.

I have questions about pet insurance

If you are trying to decide if pet insurance is right for you and your pet, we recommend reading through the frequently asked questions on our site. You’ll find answers to common questions like:


Yes, you can take your pet to any licensed vet in the U.S. or Canada, including specialists and emergency care providers.


No, we never deny coverage to a dog or cat based on their age or breed.


Quotes are subject to change and not guaranteed. To secure your quote, complete your policy purchase.


Your policy becomes active for accidents and illness 14 days after purchase. For more information about waiting periods, see here. Accident coverage is currently effective on the effective date of the policy with no additional waiting period.


We will not drop your coverage due to filing claims.

The next step would be to get your free quote to find out what you would pay. It’s easy to receive a quick and accurate pet insurance quote on our site. All you need to do is enter a few details about you and your pet to see coverage options and prices. Your quote is completely free and there is no obligation to buy.

I purchased a policy. How do I manage it?

Dog and woman hanging out in green land

Hurray! Welcome to the family, your pet is now officially a Prudent Pet. The most significant thing to know after purchasing a Prudent Pet Insurance Policy is that you now have access to manage your account in our online portal. Use the portal to submit a claim, track your reimbursement, add additional pets to your account, view your plan coverage, sign up for direct deposit, and update your account information. A happy pet makes a happy owner – and we strive to add value to your family.

Online Portal Capabilities

  • Manage your account online
  • Download a claim form
  • Track the status of claims
  • Add a pet to your account
  • Sign up for direct deposit
  • Go Paperless
  • View plan details
  • Update your account information

Prudent Pet easy claim, deposit and add a pet

We hope this guide has helped clarify some of your uncertainties and alleviate some the stress encountered when researching and purchasing pet insurance. Interested in more articles like this? Make sure to bookmark our blog and follow us on social.

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Alice is the proud mama to her beautiful 3-year-old Labrador Retriever, Bella. Bella loves to cuddle up with Alice when she's reading a book on a cold Chicago night. No matter what the occasion is, Bella is always ready to pounce at the closest squirrel or rabbit when Alice runs with her along Lake Michigan in the summertime. When Bella's not tracking down random animals, she's taking a cozy nap or destroying toys left and right.