A waiting period is the time between your policy effective date and when your pet’s coverage begins. Prudent Pet has a 5-day waiting period for accident coverage and a 14-day waiting period for illness coverage. This means your accident and illness coverage policy for your pet will become active 5 days and 14 days respectively from the effective date of the policy.

There is also a 6-month waiting period for all knee or ligament issues; this is the case with all Prudent Pet policies.