Prudent Pet Insurance on Trust Pilot2025-10-20T22:31:34-06:00

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What Is The Best Pet Insurance?

Comparison Prudent Pet Logo MarkPrudent Pet Nationwide ASPCA Trupanion Fetch
Unlimited 24/7 Live Vet Chat Prudent Pet Includes Unlimited 24/7 Live Vet Chat Nationwide Includes Unlimited 24/7 Live Vet Chat ASPCA Does Not Include Unlimited 24/7 Live Vet Chat Trupanion Does Not Include Unlimited 24/7 Live Vet Chat Fetch Does Not Include Unlimited 24/7 Live Vet Chat
Hereditary Conditions Prudent Pet Includes Hereditary Conditions Exclusions ApplyExclusions Apply for Nationwide ASPCA Includes Hereditary Conditions Trupanion Includes Hereditary Conditions Fetch Includes Hereditary Conditions
Congenital Conditions Prudent Pet Includes Congenital Conditions Nationwide Includes Congenital Conditions ASPCA Includes Congenital Conditions Trupanion Includes Congenital Conditions Fetch Includes Congenital Conditions
Customizable Policy Pricing Prudent Pet Includes Customizable Policy Pricing Nationwide Includes Customizable Policy Pricing ASPCA Includes Customizable Policy Pricing Trupanion Includes Customizable Policy Pricing Fetch Includes Customizable Policy Pricing
Wellness Options Prudent Pet Includes Wellness Options Nationwide Includes Wellness Options ASPCA Includes Wellness Options Trupanion Does Not Include Wellness Options Fetch Does Not Include Wellness Options
Money Back Guarantee 30-DayPrudent Pet Includes A 30-Day Money Back Guarantee 10-DayNationwide Includes A 10-Day Money Back Guarantee 30-DayASPCA Pet Includes A 30-Day Money Back Guarantee 30-DayTrupanion Includes A 30-Day Money Back Guarantee NoneFetch Does Not Include A Money Back Guarantee
Customer Rating 4.8Prudent Pet Has A Customer Rating Of 4.8 2.7Nationwide Has A Customer Rating Of 2.7 4.2ASPCA Pet Has A Customer Rating Of 4.2 4.2Trupanion Pet Has A Customer Rating Of 4.2 4.3Fetch Has A Customer Rating Of 4.3

Covering Your Pets Needs.

See how Prudent Pet stacks up against our competitors. Our pet insurance plans cover a variety of needs for your cat or dog, with the following customizable options:

  • Base premium
  • Wellness options
  • Annual limits
  • Deductible
  • Reimbursement percentage & more!
Affordable coverage isn't far-fetched

Get The Best Health Insurance For Your Pets

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Pet insurance products are produced and administered by Prudent Pet Insurance Agency, LLC (NPN #18778951). Plans are underwritten by Markel Insurance Company and Markel American Insurance Company, including d/b/a in CA (Lic. No 0M61828).

For all terms and conditions visit https://www.prudentpet.com/sample-policy/. Wellness coverage reimbursements are based on a schedule. Products, rates and discounts may vary and are subject to change.

*Pre-existing conditions are not covered. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply.

** 30-day money back guarantee is not available if claims have been filed.

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