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The Lowest Rates.

The Best Coverage.

The Prudent Decision.

FREE QUOTE
FREE QUOTE

24/7 Veterinarian Live Chat

30 Day Money Back Guarantee

#1 Rated Pet Insurance on TrustPilot

24/7, Live Venterinarian Chat Included With Every Prudent Pet Policy $300/yearly value

Created for Pet Parents, by Pet Parents

Dog & Cat Pet Insurance

Our Pet Insurance Plans

Prudent Pet Insurance offers Accident & Illness plans or Accident Only plans, with the ability to pick a price that works best for your budget.

Optional Coverage

For your pets routine and recurring care, because staying ahead of a problem is half the battle.

Learn About our Plans
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Something to bark about

Pet Insurance Made Simple.

  • How pet insurance works
  • Why choose Prudent Pet?
  • Is pet insurance worth the money?
  • More…
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We think we’re great, but see for yourself

What Is The Best Pet Insurance?

Prudent Pet PetheadsPrudent Pet Nationwide ASPCA Trupanion PetPlan
Unlimited 24/7 Live Vet Chat
Hereditary Conditions Exclusions Apply
Congenital Conditions
Customizable Policy Pricing
Wellness Options
Money Back Guarantee 30-Day 10-Day 30-Day Yes None
Customer Rating 4.7 3.8 4.5 4.3 4.6

Covering Your Pets Needs.

See how Prudent Pet stacks up against our competitors. Our pet insurance plans cover a variety of needs for your cat or dog, with the following customizable options:

  • Base premium
  • Wellness options
  • Annual limits
  • Deductible
  • Reimbursement percentage & more!
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Affordable coverage isn't far-fetched

Get The Best Health Insurance For Your Pets

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woman and man sitting with a cat in a box on a couch
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No bones about it

Get The Most Out Of Your Plan

Manage your policy:

24/7 Licensed Vet Chat

Your pet’s health shouldn’t wait, that’s why we’ve set up 24/7 access to real vets. Chat with a veterinarian in real-time, no appointment required.

Save time and money by speaking with a licensed veterinarian from the comfort of your home, without leaving your pet’s side.

Included with all plans.

Virtual Care

Your pet’s health shouldn’t wait, that’s why we’ve set up 24/7 access to real vets. Chat with a veterinarian in real-time, no appointment required.

Be a Better Pet Parent

Whether you have an immediate need or are looking to improve your pet’s overall wellbeing, we’re here to help – dogs, cats and all pets.

Tell your friends. Earn rewards

Prudent Pet Referral Program

Know a pet parent who would benefit from insurance? Introduce us.

Refer a friend to Prudent Pet and receive a $15 Amazon eGift card. We’ll also donate to our friends at Best Friends Animal Society .

Refer Someone Now
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Affordable coverage isn't far-fetched

Get The Best Health Insurance For Your Pets

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